Ryan Dosen
Ryan Dosen’s Bio
Ryan Dosen is a real estate professional that lives in Naples, Florida. Ryan Dosen is also the Director of Consulting for Ciprani Consulting, a real estate consultancy firm that provides recruiting, training, and coaching services for many of America’s top real estate agents, teams, and businesses.
Prior to his work as a real estate consultant, Ryan Dosen was Vice President of The Jack Coden Group of Keller Williams Realty in Miami, the #1 real estate team in Miami, FL with Keller Williams Realty. While managing his team, Ryan Dosen oversaw all team operations and real estate agents and professionals. He also designed and orchestrated all team digital, social media, and print marketing campaigns.
Ryan Dosen was recently recognized by the South Florida Business Journal as one of its “People on the Move” for 2016: Ryan Dosen – People on the Move (2016)
Ryan Dosen is also a real estate columnist and special contributor to the Miami Herald. Here is Ryan Dosen’s most recent article in the Miami Herald, discussing how Hispanics are leading American new home formation.
He was also a real estate columnist for West Chester, PA’s Daily Local News. Ryan’s columns discussed the latest news and developments in both the local and national real estate market. Check out some of Ryan Dosen’s Daily Local News real estate columns.
Ryan Dosen was also recognized in 2014 by The Business Journals as one of the “People on the Move” for the Philadelphia area: Ryan Dosen – People on the Move.
Ryan Dosen’s Experience
Director of Consulting at Ciprani Consulting ( 2017 – Present | West Chester, PA )
Vice President at Keller Williams Real Estate – Miami – The Jack Coden Group (2016 | Miami, FL ).
Team Manager at Keller Williams Real Estate – Brandywine Valley – The Wayne Megill Team ( 2013 – 2015 | West Chester, PA )
Ryan Dosen’s Education
University of Miami (2001-2004) Juris Doctor (J.D.)
University of Miami (1997-2001) Bachelor of Science in Computer Engineering (B.S.)
Ryan Dosen’s Interests and Activities
Ryan Dosen is the lucky husband of Victoria Dosen and proud father of three. Ryan is a fanatical University of Miami Hurricane fan. He also cheers hard for the Miami Dolphins, Miami Heat, and Miami Marlins. Ryan Dosen enjoys playing sports and doing CrossFit for recreation. This is a link to Ryan Dosen’s CrossFit Profile. Ryan Dosen is a CrossFit Level 1 Coach. He coached periodically at Brandywine CrossFit in West Chester, PA. Ryan periodically competes in CrossFit competitions.
Ryan Dosen’s Real Estate Publications
Yearly Do-It-Yourself Home Inspections Pay Big Dividends
Yearly Do-It-Yourself Home Inspections Pay Big Dividends By Ryan Dosen Home inspections aren’t just for home buyers. Failure to perform yearly inspections on your own home is a mistake that can cost you big time down the road, especially when it comes time to sell. Like most problems in life, issues with your home are best dealt with early on and while they’re still small. Performing a brief yearly inspection of some of your home’s most common and easily examined problem areas will put you way ahead of the curve and in prime position to minimize the impact and cost of the inevitable toll that nature and life will take on your home. Easy Do-It-Yourself Home Inspections You’re probably not a home inspector. You may not know how to test your home’s electrical system. You likely don’t have the knowledge or tools necessary for performing a hydraulic load test on your home’s septic system. There are many items in your home that you’re probably not going to be able to assess on your own. But that’s no reason to avoid inspecting your home altogether. Especially when it comes to water intrusion, there are many simple inspections that you can perform on your own that will help you protect your most valuable asset. Exterior Inspections Timothy Dahl of Lifehacker.com recommends a yearly visual inspection of your home’s exterior and the usual suspect problem areas, perhaps with the aid of a pair of binoculars. Dahl recommends checking your downspouts and gutters for cracks, clogs, and damaged elbows, as runoff can get into your foundation and cause water damage. Dahl further...
The Mortgage Industry’s Race Problem
The Mortgage Industry’s Race Problem By Ryan Dosen Racial discrimination in mortgage lending is apparently still a problem. Strides have been made and much attention has been paid to the issue, especially since the release of the Boston Fed’s well-known study back in 1992. However, according to a recent study, black borrowers still pay higher rates on their mortgages than comparable white borrowers. The Study Ping Cheng, Ph.D., professor of finance at Florida Atlantic University, led this recent study on potential racial discrimination in mortgage lending. Cheng’s report, “Racial Discrepancy in Mortgage Interest Rates,” reveals that “black borrowers on average pay about 29 basis points more than comparable white borrowers.” This means that black borrowers’ interest rates are, on average, 0.29 percent higher than the rates paid by comparable white borrowers. Cheng’s study also found that “rate disparity mainly occurs to young borrowers with low education as well as those borrowers whose income and credit disqualify them from prime lending rates.” Subprime borrowers with lower credit qualifications certainly have to pay higher rates than buyers with excellent credit, but Cheng’s numbers show that lenders are being even harder on black subprime borrowers. The study concludes by stating that, “while the racial disparity in mortgage rates is widespread between black and white borrowers, it is the more financially vulnerable black women who suffer the most.” Black women, according to the study, are charged an average of 57.36 basis points more than comparable white borrowers. Based upon today’s current rates, this means that, on average, black women may be paying an $80 premium on monthly payments for a $250,000 mortgage. ...
Confident Builders Constructing More, Smaller Homes
Confident Builders Constructing More, Smaller Homes By Ryan Dosen Homebuilders are feeling confident and they’re ready to ride the wave of first-time homebuyers that is starting to be unleashed onto the real estate market. Frozen out of the home buying game in the wake of the Great Recession, many would-be first-time home buyers had been forced to delay their plans while their jobs, credit, and finances were put back in order. As these overdue first-timers enter the market, builders are responding with more homes and smaller homes. Confident Builders The National Association of Home Builders (NAHB) reports that home builder confidence has reached its highest level in almost 10 years. The NAHB/Wells Fargo Housing Market Index measures builder perceptions about single-family home sales, sales expectations for the next 6 months, and buyer traffic. The index now sits at 61. Any reading above 50 means that more builders view conditions as “good” rather than “poor.” NAHB chief economist David Crowe said that this recent report is consistent with NAHB’s forecast “for a gradual strengthening of the single-family housing sector in 2015” and that “job and economic gains should keep the market moving forward at a modest pace throughout the rest of the year.” NAHB Chairman Tom Woods concurred with Crowe’s sentiments, while also taking note that builders are still facing difficulties accessing land and labor. New Home Starts Hit 8-Year High The Commerce Department reported earlier this week that these confident homebuilders broke ground on new homes at the fastest pace since 2007. The significant 12.8 percent month-over-month jump in housing starts in July put housing production at...Connect with Ryan Dosen on Social Media
