Ryan Dosen

Ryan Dosen’s Bio

Ryan Dosen is a real estate professional that lives in Naples, Florida. Ryan Dosen is also the Director of Consulting for Ciprani Consulting, a real estate consultancy firm that provides recruiting, training, and coaching services for many of America’s top real estate agents, teams, and businesses. 

Prior to his work as a real estate consultant, Ryan Dosen was Vice President of The Jack Coden Group of Keller Williams Realty in Miami, the #1 real estate team in Miami, FL with Keller Williams Realty. While managing his team, Ryan Dosen oversaw all team operations and real estate agents and professionals. He also designed and orchestrated all team digital, social media, and print marketing campaigns.

Ryan Dosen was recently recognized by the South Florida Business Journal as one of its “People on the Move” for 2016: Ryan Dosen – People on the Move (2016)

Ryan Dosen is also a real estate columnist and special contributor to the Miami Herald. Here is Ryan Dosen’s most recent article in the Miami Herald, discussing how Hispanics are leading American new home formation.

He was also a real estate columnist for West Chester, PA’s Daily Local News. Ryan’s columns discussed the latest news and developments in both the local and national real estate market. Check out some of Ryan Dosen’s Daily Local News real estate columns.

Ryan Dosen was also recognized in 2014 by The Business Journals as one of the “People on the Move” for the Philadelphia area: Ryan Dosen – People on the Move.  

Ryan Dosen’s Experience

Director of Consulting at Ciprani Consulting ( 2017 – Present | West Chester, PA )

Vice President at Keller Williams Real Estate – Miami – The Jack Coden Group (2016 | Miami, FL ).

Team Manager at Keller Williams Real Estate – Brandywine Valley – The Wayne Megill Team ( 2013 – 2015 | West Chester, PA )   

 

Ryan Dosen’s Education

University of Miami (2001-2004) Juris Doctor (J.D.)

University of Miami (1997-2001) Bachelor of Science in Computer Engineering (B.S.)

Ryan Dosen’s Interests and Activities

Ryan Dosen is the lucky husband of Victoria Dosen and proud father of three.  Ryan is a fanatical University of Miami Hurricane fan. He also cheers hard for the Miami Dolphins, Miami Heat, and Miami Marlins. Ryan Dosen enjoys playing sports and doing CrossFit for recreation. This is a link to Ryan Dosen’s CrossFit Profile. Ryan Dosen is a CrossFit Level 1 CoachHe coached periodically at Brandywine CrossFit in West Chester, PA. Ryan periodically competes in CrossFit competitions.

Ryan Dosen’s Real Estate Publications

FHFA Director to Roll the Dice on Lending Standards

FHFA Director to Roll the Dice on Lending Standards By Ryan Dosen   Mel Watt, the acting director of the Federal Housing Finance Agency (FHFA), delivered a strong message early this week indicating that he is going to continue his crusade to help loosen lending standards and open the door for more would-be homebuyers to qualify for mortgages. Delivering his speech from the Mortgage Bankers Association annual convention in Las Vegas, one can’t help but notice the irony that Watt is more than ready to take a gamble on less credible buyers for the sake of supporting our housing market.   The Federal Housing Finance Agency The FHFA describes itself on its website as an independent regulatory agency that oversees “vital components of the secondary mortgage market including Fannie Mae, Freddie Mac and the Federal Home Loan Banks.” The mission of the FHFA, they say, is to “ensure that the housing government sponsored enterprises operate in a safe and sound manner so that they serve as a reliable source of liquidity and funding for housing finance and community investment.” Simply put, the FHFA regulates Fannie Mae and Freddie Mac. Fannie Mae and Freddie Mac decide what types of loans will be deemed “conforming” loans. “Conforming” loans do not have to be kept “on the books” by a bank and can be packaged and sold off. The advantage to banks of selling off their loans is that if they didn’t package and sell off their loans, the banks would be limited in their lending abilities by the amount they held on deposit. The ability to package and sell their loans keeps...

See Green and Boost Your Home’s Value with Landscaping

See Green and Boost Your Home’s Value with Landscaping By Ryan Dosen   The commonly held belief is that good landscaping can increase the value of your home by up to 15 percent. That’s no small chunk of change. TREND, our local MLS provider, reports that the year-to-date median sales price for a Chester County home in 2014 has been $320,000. 15 percent of $320,000 is $48,000. So, how exactly is cutting your grass, pruning your hedges, and planting a few pretty flowers going to increase the value of your home by $48,000? The short answer is that it won’t. There’s much more to landscaping than trimming your trees and planting a ficus….   Landscaping Study and Survey Results This week the website for the National Association of Realtors featured a Virginia Tech Department of Horticulture study by researcher Alex X. Niemiera about the benefits of quality landscaping. The study found that improving a home’s landscape from “average” to “excellent” can raise the home’s overall value by 10 to 12 percent. The study reported that consumers’ “preferred landscape included a sophisticated design with large deciduous, evergreen, and annual color plants and a colored hardscape.” Hardscape refers to the inanimate elements of landscaping, including masonry work, woodwork, patios, paths, decks, fountains, etc. The Virginia Tech survey results “showed that relatively large landscape expenditures significantly increase perceived home value and will result in a higher selling price than homes with a minimal landscape.” The survey also revealed that “design sophistication and plant size were the landscape factors that most affected value.” Therefore, the study concluded that “investing in the services of a...

The Magical 15-Year Wealth Building Home Loan

  The Magical 15-Year Wealth Building Home Loan By Ryan Dosen   The traditional fixed-rate 30-year mortgage is what most people first think of when they consider how they are going to finance the purchase of their home. It’s the most common form of financing, probably because it often makes your guaranteed payment the lowest. Adjustable rate mortgages can currently give you a less costly upfront payment, but those payments can jump significantly a few years down the road when the rates are recalculated. With today’s historically low rates, many have understandably been chomping at the bit to lock in their 30-year rates at the lowest possible level so that they can enjoy the ride once the Fed allows rates to climb higher. But is the lowest possible payment your best option? It may be your best option if your sole goal is to get yourself into the most expensive and nicest home possible. However, what if you could take a little less house now in exchange for owning your home in half the time? Or, what if paying a little more each month meant being able to apply the majority of your monthly payments to principal right from the start? Maybe it’s time to reevaluate our home ownership priorities.   The Wealth Building Home Loan For the first half of a 30-year mortgage, the lion’s share of your mortgage payment is paying interest. It’s not really until you hit the second half of this traditional loan that you’re really doing significant damage to the principal. The problem with this model is that you are really building very little equity...

Connect with Ryan Dosen on Social Media

RyanDosen.org  RyanDosen.net  Ryan Dosen LookUp Page  Ryan Dosen on Quora  Ryan Dosen Real Estate  Ryan Dosen Real Estate - Trulia

Ryan Dosen on Twitter

Ryan Dosen on Instagram Instagram

[alpine-phototile-for-instagram id=734 user=”ryan.dosen” src=”user_recent” imgl=”instagram” style=”cascade” col=”2″ size=”M” num=”4″ shadow=”1″ border=”1″ highlight=”1″ curve=”1″ align=”center” max=”100″]